WE HAVE A NAME, AND I NEED HELP!

I realize I haven't written in a week, but it's been pretty crazy around here. First off, I have an interview tomorrow at 3 PM at Tate Publishing Co. for the Music Copywriter position. It would be incredible if I could get this. I have been praying that if it's God's will that He'll open the door, and if not, to promptly close the doors. Also, I have been working very hard on this book. I went to Barnes and Noble yesterday and sorted through some books. I bought "Your First Novel" and I am on chapter 4. It is excellent. Definitely more in-depth than I realized. It is helping me to really think things through more about WHY my character does this and that. I also started an outline...PRAISE GOD! Because that really needed to happen. I also made a sheet that I entitled "Information." It's basically just explaining the novel from genre (contemporary fiction, because it ain't suspense. Trust me, I did my research), to setting (which will be fictitious and in OK), to a one-sentence summary of the book (which isn't very good but so far it's "Nichole Anderson and her family are the victims of their neighbor, Looney, who stalks them, and no one will help them"), and so on and so forth. Yes, her name is Nichole Anderson. I still need names for everyone else though. No worries, I am beginning a list of characters today. And I was able to decide what Nichole's internal conflict is. Her external conflict of course is that her family is being stalked by their neighbor. Her internal conflict is that she wants to help/save her family but is limited of course because she is young and niave. In the end, however, it is only Nichole that can save them. There are other conflicts of course with the parents, families in the cul-de-sac, and so forth. I am so excited about this! Oh, and I almost forgot... HELP! I will restate the question I posted on Facebook to see if I get an answer: tell me something that makes a character seem real. For example, Indiana Jones's quest is to uncover history, yet he has a fear of snakes. So you have this hero that goes all over the world and taking huge risks, yet, he has a phobia that most of us can relate to. This makes him human and endearing to us; thus, what would make Nichole seem real to you? I have thought of many different things, and suddenly it hit me: make her a klutz. A lot of people can relate to that. Of course, in this novel, being klutzy can stop her from saving her family which is her ultimate goal (her internal conflict). So, can she overcome being klutzy? You see what I mean? What do you think would make her real?